Curriculum and Record
Brenda Beymer-Chapman, J.D.
Director of Social Studies/Personal Financial Literacy Education
Welcome to the Personal Financial Literacy Page!
Personal Financial Literacy is designed for students in Grades 7-12. These standards of learning are priority, essential, and necessary for all Oklahoma students. Learning the ideas, concepts, knowledge, and skills will enable students to implement personal financial decision-making skills; to become wise, successful, and knowledgeable consumers, savers, investors, users of credit, money managers, and to be participating members of a global workforce and society.
Real world topics covered by these standards include the following:
- Earning an income
- Understanding state and federal taxes
- Banking and financial services
- Balancing a checkbook
- Savings and investing
- Planning for retirement
- Understanding loans and borrowing money, including predatory lending and payday loans
- Understanding interest, credit card debt, and online commerce
- Identity fraud and theft
- Rights and responsibilities of renting or buying a home
- Understanding insurance
- Understanding the financial impact and consequences of gambling
- Charitable giving
Teacher Resources and Information