Personal Financial Literacy

Welcome to the Personal Financial Literacy Page!

Personal Financial Literacy is designed for students in Grades 7-12.  These standards of learning are priority, essential, and necessary for all Oklahoma students.  Learning the ideas, concepts, knowledge, and skills will enable students to implement personal financial decision-making skills; to become wise, successful, and knowledgeable consumers, savers, investors, users of credit, money managers, and to be participating members of a global workforce and society.

Real world topics covered by these standards include the following:

  •     Earning an income;
  •     Understanding state and federal taxes;
  •     Banking and financial services;
  •     Balancing a checkbook;
  •     Savings and investing;
  •     Planning for retirement;
  •     Understanding loans and borrowing money, including predatory lending and payday loans;
  •     Understanding interest, credit card debt, and online commerce;
  •     Identity fraud and theft;
  •     Rights and responsibilities of renting or buying a home;
  •     Understanding insurance;
  •     Understanding the financial impact and consequences of gambling;
  •     Bankruptcy; and
  •     Charitable giving


Teacher Resources and Information

Last updated on December 3, 2015