Personal Financial Literacy

Welcome to the Personal Financial Literacy Page!

Personal Financial Literacy is designed for students in Grades 7-12.  These standards of learning are priority, essential, and necessary for all Oklahoma students.  Learning the ideas, concepts, knowledge, and skills will enable students to implement personal financial decision-making skills; to become wise, successful, and knowledgeable consumers, savers, investors, users of credit, money managers, and to be participating members of a global workforce and society.

Real-world topics covered by these standards include the following:

  •     Earning an income
  •     Understanding state and federal taxes
  •     Banking and financial services
  •     Managing a bank account
  •     Savings and investing
  •     Planning for retirement
  •     Understanding the Free Application for Federal Student 
  •     Aid (FAFSA), loans and borrowing money, including 
  •     predatory lending and payday loans
  •     Understanding interest, credit card debt, and online commerce
  •     Identity fraud and theft
  •     Rights and responsibilities of renting or buying a home
  •     Understanding insurance
  •     Understanding the financial impact and consequences of      
  •     gambling
  •     Bankruptcy
  •     Charitable giving

Professional Development Series

Teacher Resources and Information


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Last updated on September 27, 2023